Unfortunately, roof damage as a result of storms is a familiar story across the country as we go through hurricane season. Roof damage may not be as obvious as damage from flooding, but if there are any warning signs it should be checked by a certified HAAG Storm Inspector so that the roof insurance claim process can be started as soon as possible if damage is discovered. Before contacting your insurance company, it’s important that you have a roof inspection by a certified HAAG Storm Inspector so that you know the extent of your damage and have a full inspection report and photographic proof to provide your insurance company. Knowing the extent of your damage in advance will also help you decide whether it is worth it to file an insurance claim or not.
Here are the most common types of roof damage as a result of storms to be on the lookout for:
While this type of damage occurs in other areas of your structure besides just the roof, inspecting the roof can reveal these deeper foundational or structural issues that may have been caused by the storm. Look for sagging roof lines, bulging areas in the roof or siding, leaning walls, or cracks in the walls. If any of these signs are present, contact a HAAG Storm Inspector immediately to find out the extent of the damage. If the safety of your home’s structure has been compromised, it may be necessary to vacate your property until repaired.
Roof Shingle Damage
It is helpful to examine your roof in advance when a storm is expected, even documenting with pictures, so you can pinpoint when the change occurred. Any irregularity in shingles that was not present before the storm can be signs of storm-induced roof damage. Look for split, dented, curled, split, cracked, torn, loose, or missing shingles. Shingles with holes in them or missing their protective granules are also warning signs.
Storm Roof Debris
If you notice tree limbs, branches, or other debris that have fallen onto your roof, you should call an HAAG Storm Inspector before removing the debris. This will allow the Inspector to take photographic evidence of the effects of the storm, before removing the debris to survey the extent of the damage it has caused. It is also possible that debris has caused damage to roof vents, chimney flashing, and other roofing components.
Gutter Damage Signs
It’s important not to stop at the roof, but to inspect the areas surrounding the roof for damage as well. A thorough inspection will check downspouts and gutters for sagging, dents, holes, cracks, incorrect alignment, and clogged debris, all of which can be caused by a storm and lead to water drainage and roof damage problems in the future.
A good roof inspector won’t stop at the outside of your house; often, roof leaks that are invisible from the exterior can be discovered by a careful check of your second floor and attic. Warning signs are loose rafters, framing damage, damaged decking, water spots or stains, and daylight entering the attic through cracks. While there may not be an active, existing leak due to dry weather, these are signs that your roof has been compromised by the storm and needs repair before the leaks worsen
If you do detect any of these signs of roof damage after a storm, call a certified HAAG Storm Inspector, such as Spartan Roof, before you contact your insurance company. We will provide you with a full inspection report and thorough storm damage pictures to give your insurance company should you decide to proceed with the roof insurance claims process. Recovery from a major storm is a stressful process, and we are here to guide you through it with expert knowledge and reliable service. Call us today 281-612-4350 and let one of our HAAG Inspectors simplify your roof insurance claims process to help meet your roofing needs today.